Athlete Medical Scheme
Athlete support

Athlete Medical Scheme

Information on medical insurance and the Athlete Medical Scheme.

UK Sport's Athlete Medical Scheme

The Athlete Medical Scheme (AMS) is a medical insurance scheme which covers the costs of healthcare for funded athletes who are members of Olympic and Paralympic sports’ World Class Programmes.

National Governing Bodies – funded or unfunded – may also purchase places on the AMS at a cost agreed by UK Sport to provide medical cover to athletes not on a World Class Programme.

The aim of the AMS is to drive an efficient and effective medical scheme to develop athlete health and wellbeing. UK Sport pays an annual premium to cover the costs of claims and, subject to approval and conditions of cover, the athlete receives healthcare. It is a free service to athletes and no costs are recharged to their governing bodies.

When your funding comes to an end you are covered for three months for existing concerns as part of your transition support.

FAQs below or you can contact the BEAA's support team for more information.

Who provides the cover?

Cover is usually provided by Bupa.

How should an athlete raise a request for cover?

Athletes should have access to cover through their team doctor or physio. Any communication that BUPA have will go directly to you, so ensure your medical staff at your sport are up to date with the latest information.

What sort of medical incidences would be eligible for cover?

You will be given a booklet in your welcome pack that is your Bupa membership guide. The typical cover is for muscles, bones and joints as well as mental health. Your programme medical staff will be able to provide further details.

Is there cover for a lifelong issue, or something that goes well beyond three months?

Cover for pre-existing conditions lasts for three months after you have left the World Class Programme. No new injuries can be covered in this time.

Does it cover non-sporting medical issues?

Non-sporting medical issues can be covered if they have an effect directly on your sporting training or performance.